Car in the Shop? Understanding Your Auto Policy’s Rental Reimbursement
Rental reimbursement vs maintenance coverage comparison graphic by R Hobbs Insurance Agency in Lincolnshire IL.
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Address: 250 Parkway Dr. Suite 150, Lincolnshire, Illinois 60069
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Phone: (847) 680-0888
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Email: chris@rhobbsinsurance.com
Category Insurance Tips
When Thunder Roars: The Surprising Truth About Lightning Safety
Nature puts on a spectacular show during a midwest summer storm, but beneath that dramatic sky lies incredible danger. According to data from the National Weather Service, lightning strikes the United States approximately 25 million times every single year. While…
Clear Views and Protected Homes: Our Guide to Spring Window Washing
There is nothing quite like the feeling of shaking off a long Midwest winter. When the sun finally stays out, the very first thing most of us in Illinois and Wisconsin want to do is open up the blinds and…
Is Your Home-Based Business Actually Covered? Why Your Homeowners Policy Might Not Be Enough
Does your homeowners insurance protect your home-based business? Learn about equipment limits, liability risks, and how to stay fully covered for every situation.
Caught in Your Car During a Tornado? Here’s How to Stay Safe in Chicagoland
The weather in the Midwest can change in a heartbeat. While we all know to head to the basement at home, what happens if you’re driving on I-294 or a back road in Gurnee when a tornado warning is issued?…
Avoid a Kitchen Crisis: 5 Tips for Refrigerator Maintenance in Chicagoland
A broken fridge is a hassle no one wants. Beyond the inconvenience, the cost of spoiled food and emergency repairs can add up fast. At R Hobbs Insurance Agency, we want to help you protect your kitchen appliances before a…
Is Your AC Ready for a Chicagoland Summer? 3 Essential HVAC Maintenance Tips
As the temperature starts to climb in Illinois and Wisconsin, the last thing any homeowner wants is a mid-summer AC meltdown. At R Hobbs Insurance Agency, we believe that maintenance is the best policy—not just for your home’s comfort, but…
Over the Line: A Homeowner’s Guide to Neighboring Trees
It’s one of the most common questions we get as local agents: “My neighbor’s tree is hanging way over my roof. Can I just cut it back, or do I need their permission?” Trees are a beautiful part of our…
How Much Liability Insurance Do I Actually Need?
What does liability insurance cover? Liability insurance pays for third-party losses. If you are at fault in an accident, this coverage pays for the other person’s medical bills and property repairs. It acts as a financial shield between your personal…
Get Ahead of the Wave: Is Your Boat Ready for Summer?
If you live for the water, you know that summer in the Midwest isn’t complete without Lake Michigan. Whether you’re chasing a “big one” at dawn, teaching the kids to tube, or just enjoying a lazy float, those days on…